A Public Adjuster is a licensed and bonded professional who is regulated by state statues. Public Adjusters are required to have extensive training and today must go through a 6 month apprenticeship program before they can represent a claim. In addition to attending many seminars and meetings, Public Adjusters are required to complete 24 hours of continuing education and test every two years.

A Public Adjusters works solely on your behalf. A Public Adjuster will prepare accurate estimates reflecting current market cost, meet with the insurance adjusters, prepare all necessary documentation, communicate with the insurance adjuster on all matters, and make certain you achieve the equitable settlement you are entitled to.

BENEFITS OF HIRING A PA

• Claims Expertise: Insurance policies can be complex documents and can be misinterpreted. Having someone on your side that is familiar with both the language of the insurance policy and how those policies are enforced can mean a great deal to how your claim gets processed. It helps to have an expert guiding you regarding the proper procedures for repairs and documenting expenses in case a claims denial occurs.
• Faster Resolution of Your Claim: Understanding how to organize your claim, and process the paperwork that is needed when communicating with your insurance carrier can help avoid repeated requests for additional information, expedite the claims process and get your repairs done faster.
• Protect Your Rights: Having an expert public adjuster who understands the insurance company’s expectations, when documenting and valuing your claim gives you an advantage if your claim is denied. It also gives you a third party resource who can act as a witness in case more aggressive action is required to obtain a just recovery.
• Save Time: Many homeowners and businesses have other important priorities rather than dealing with the incessant demands for information and documents from the insurance company. A public adjuster will organize and manage your claim and help minimize the time you need to spend dealing with the claim issues. 

When you add it all up, hiring a public adjuster makes  financial sense. 

Contact us for a free evaluation today!